My friend forwarded this to me. I thought it delightful enough to bring us all a humorous moment.
TOP 10 SIGNS YOU'RE BROKE
1. American Express calls and says: "Leave home without it!"
2. You're formulating a plan to rob the food bank.
3. You've rolled so many pennies, you've formed a psychic bond with Abe
Lincoln.
4. Long distance companies don't call you to switch.
5. You finally clean your house, just hoping to find change.
6. You think of a lottery ticket as an investment.
7. Your bologna has no first name.
8. You give blood everyday...just for the free orange juice.
9. McDonalds supplies you with all your kitchen condiments.
10. At communion you go back for seconds.
Jan Zillinger
Senior Systems Analyst, Claims
Information Services
Blue Cross Blue Shield of Kansas
1133 SW Topeka Blvd
Topeka, KS 66629-0001
Phone: (785) 291-7495
Email: Jan.Zillinger@bcbsks.com
Thursday, June 16, 2005
Saturday, June 11, 2005
Deal of the Day
Wow, what a deal I found! A Richo 35 mm, automatic telescopic lens camera. It came complete with a leather case, all for the mere price of $3.99. I was happy. My similar camera broke two summers ago. I generally do not replace those type items until they break. In other words I do not run out and buy the latest and greatest electronic gadget just because it has been improved. The rule of thumb is that the old gadget must break first, beyond the scope or cost of repair, in order to purchase a new one. When the replacement can be made for $3.99, that is truly a great deal!
I admit it, I do have a digital camera. It was a Christmas gift. Digital is nice, but there are times when you want the trusty 35 mm. The camera digital storage gets full and I forget to transfer the pictures into the computer. Somehow those pictures just never seem to get printed.
You're not going to believe this, but I went back into the same store the very next day to pick up a drafting chair (for less than $20). I often see something that interests me, but delay the purchase. I leave the store and go home to 1) make sure the item is needed and 2) that it will work in my home, before I make the purchase. Thrift store purchases are non-returnable.
While in the store, I saw another camera, this time a Fuji, complete with case and manual. It had just been put on the shelf. It too was fully automatic with an automatic telescopic lens. The cost was a little more due to the brand, a whopping $5.99. My 12 year old son's camera was recntly destroyed. At that price, I could afford to replace his minimal 35mm with a very nice upgrade.
If you are wondering why I frequent this particular store, the answer is location and quality. The store is next to both my bank and the Post Office. It has great donors; it's proceeds go to the Kidney Foundation.
Written by Sandy Davidson, The Debt Coach
I admit it, I do have a digital camera. It was a Christmas gift. Digital is nice, but there are times when you want the trusty 35 mm. The camera digital storage gets full and I forget to transfer the pictures into the computer. Somehow those pictures just never seem to get printed.
You're not going to believe this, but I went back into the same store the very next day to pick up a drafting chair (for less than $20). I often see something that interests me, but delay the purchase. I leave the store and go home to 1) make sure the item is needed and 2) that it will work in my home, before I make the purchase. Thrift store purchases are non-returnable.
While in the store, I saw another camera, this time a Fuji, complete with case and manual. It had just been put on the shelf. It too was fully automatic with an automatic telescopic lens. The cost was a little more due to the brand, a whopping $5.99. My 12 year old son's camera was recntly destroyed. At that price, I could afford to replace his minimal 35mm with a very nice upgrade.
If you are wondering why I frequent this particular store, the answer is location and quality. The store is next to both my bank and the Post Office. It has great donors; it's proceeds go to the Kidney Foundation.
Written by Sandy Davidson, The Debt Coach
Saturday, June 04, 2005
Jewels in the Rough
I bought 35 great books for less than the price of one! I never expected to find those jewels in a Habitat for Humanity Home Store. You just never know what can be found in a thrift or resale store. As an avid bargain shopper a good thrift store draws me like a magnet. If you are one of those people who turn up your nose to thrift store shopping, take heed. The books I purchased were all relative to my business. Had I purchased them new from the bookstore, they would have cost me a few hundred dollars. I bought them all for less than $11. The price listed on the back of just one of those books was $16.95. Knowledge is power and gaining power at this price is truly a great bargain!
All thrift and resale stores are not alike. Some are better than others; some are more organized and cleaner than others. A sure sign that you have found a good one is that it is a busy place and the good items go very quickly. Of the five close to me, I only frequent two. I have found some really great things in those two; not worn out, old, cruddy, used up things; but almost new things with designer labels, and sometimes still sporting original price tags. My thrift store jewels include designer clothes, high end bedding, light fixtures, household items, music CD's and great books. All were purchased at a fraction of what they would have cost in a regular store. It's great to get compliments on a skirt you bought for $2.99.
Let's face it folks, we all buy clothes we do not wear, things we end up not using or using very little, and we change sizes. We do not want to throw out the stuff we paid good money for, so we look for a good place to donate it. One thing to remember when shopping: a bargain is not a bargain at any price unless it is something you truly need and will use. Know what you like; know your style; know what you need and will use.
If a good thrift or resale store does not exist in your area, consider the business opportunity. In one area where I lived, a group of women got together and put on a time limited sale. They received items for consignment under specific criteria, temporarily rented an unused retail space, and hosted the sale to make extra money. The venture was so successful that they continue to host the time limited sale twice yearly, in the Spring and Fall. They are now in their 8th year.
One man's trash is another man's treasure. I pulled brand new, still in the package, never opened, never used patio blinds out of my neighbor's trash can. I waited until she was not looking of course. They are perfect for my back porch. And the 10 gallon fish tank I picked up a few years ago has hosted many a found creature for my two boys.
Don't be shy, take the plunge!
Sandy Davidson, The Debt Coach
All thrift and resale stores are not alike. Some are better than others; some are more organized and cleaner than others. A sure sign that you have found a good one is that it is a busy place and the good items go very quickly. Of the five close to me, I only frequent two. I have found some really great things in those two; not worn out, old, cruddy, used up things; but almost new things with designer labels, and sometimes still sporting original price tags. My thrift store jewels include designer clothes, high end bedding, light fixtures, household items, music CD's and great books. All were purchased at a fraction of what they would have cost in a regular store. It's great to get compliments on a skirt you bought for $2.99.
Let's face it folks, we all buy clothes we do not wear, things we end up not using or using very little, and we change sizes. We do not want to throw out the stuff we paid good money for, so we look for a good place to donate it. One thing to remember when shopping: a bargain is not a bargain at any price unless it is something you truly need and will use. Know what you like; know your style; know what you need and will use.
If a good thrift or resale store does not exist in your area, consider the business opportunity. In one area where I lived, a group of women got together and put on a time limited sale. They received items for consignment under specific criteria, temporarily rented an unused retail space, and hosted the sale to make extra money. The venture was so successful that they continue to host the time limited sale twice yearly, in the Spring and Fall. They are now in their 8th year.
One man's trash is another man's treasure. I pulled brand new, still in the package, never opened, never used patio blinds out of my neighbor's trash can. I waited until she was not looking of course. They are perfect for my back porch. And the 10 gallon fish tank I picked up a few years ago has hosted many a found creature for my two boys.
Don't be shy, take the plunge!
Sandy Davidson, The Debt Coach
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