Add 50 Points to Your Credit Score

A business colleague who owns a mortgage company showed me how to increase my credit score by 50 points. It's so simple, quick, and easy. All you have to do is opt-out of recieving all those pre-screened credit card offers you don't need or want in the first place. According to my colleague, doing so will increase your credit score by 50 points.

The request is made directly to the credit reporting companies through an official Comsumer Credit Reporting Industry website. Simply go to www.optoutprescreen.com . The process takes 5 minutes to complete and 5 days to take effect. You do have to enter your name, mailing address, and social security number.

Be sure to select the five year option rather than the permanent option. The permanent option requires paperwork to be mailed. However, it may be the preferred option for those hesitant to enter thier social online.

Should you ever change your mind and actually want to receive those pre-screened credit offers, no problem. Simply return to the site and opt in.